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Home » Recipes » Breakfast

Moist Sour Cream Chocolate Chip Loaf Cake

Modified: Aug 13, 2025 · Published: Jul 3, 2023 by Morgan Peaceman · This post may contain affiliate links · 2 Comments
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If you like breakfast, but also like cake, this is the recipe of your dreams.

This sour cream chocolate chip loaf is exactly that: an easy, moist, one bowl cake in a loaf form. Made with sour cream to make it even more moist and fluffy, this will be your go to brekkie bake time and time again.

a loaf of sour cream chocolate chip cake on a cooling rack.

I absolutely love loaf cakes, they're just so easy to make and serve a lot of people. My one bowl banana bread loaf cake is a perfect example of pleasing a crowd, but also a super approachable recipe. This sour cream loaf cake is just that!

Sour Cream Loaf Cake at a Glance

  • 👩🏼‍🍳 Bake Level: Easy/Beginner.
  • ⏱️ Bake Time: 1 hour
  • 😋 Taste: Moist, creamy, velvety, chocolatey.
  • 🍽️ Best Served With: This is a great recipe to serve as a sweet snack for breakfast, or after making my one skillet chicken thighs and rice, a big batch of sweet and sour slow cooker chicken meatballs, or my flaky salmon sheet pan recipe.
Jump to:
  • Sour Cream Loaf Cake at a Glance
  • Trusted Tips and Key Reminders
  • The Ingredient List
  • Simple Swaps and Substitutions
  • How to make a sour cream chocolate chip loaf
  • Chocolate Chip Loaf Cake FAQs
  • Here are other super delicious loaf cake recipes:
  • Easy Moist Chocolate Chip Loaf Cake Recipe

Trusted Tips and Key Reminders

  1. Invest in a Scale - In all my years of learning to bake, trials, huge failures, and silly mistakes, I must say that investing in a kitchen scale makes the whole difference. Period. You don't need a fancy one either. I love my Zwilling one but you can find others that fit your style and budget.
  2. Do Not Over Bake - Even after the loaf cake is removed from the oven, the will continue to bake as it cools, so stick with the timeframe that is suggested in the recipe card below.
  3. Whisk, then Fold - When you are done whisking together the wet ingredients, swap to using a spatula to fold in the flour. This helps to eliminate over mixing the dough.
Ingredients needed to make sour cream chocolate chip loaf cake.

The Ingredient List

  1. Paleo Baking Flour - I love making recipes with this flour because it gives the taste and texture a nice fluffy mouthfeel. You can also swap for your favorite gluten free flour or just use all purpose flour
  2. Baking Powder - our leavening agent that gives this loaf cake it's beautiful rise.
  3. Cane Sugar - the cane sugar gives the bake a gentle sweetness.
  4. Eggs - eggs are always necessary in baked goods, as it helps with the texture and is our binding factor.
  5. Half and Half - you could easily use whole milk or almond milk too.
  6. Oil - I prefer to use oil versus butter in my baking, as it yields a delicious moist texture.
  7. Sour Cream - my secret, and most favorite, ingredient to use in baking.
  8. Vanilla Paste - vanilla paste gives added flavor to this bake.
  9. Chocolate Chips or Discs - I find using baking discs melts nicer than chocolate chips in this recipe, but you could also use some of each.

Be sure to check out the recipe card at the end of this post for more information about quantities, measurements, and specific cooking instructions.

Simple Swaps and Substitutions

  • Feel free to use regular all purpose flour instead of the grain free version.
  • Use almond milk if you don't like or want to use regular milk.
  • If you'd prefer to use greek yogurt instead of sour cream, that works well here too.

How to make a sour cream chocolate chip loaf

Milk being poured into a bowl of whisked oil, egg, and sugar.

Step 1: In a large mixing bowl, whisk together the eggs and sugar until light yellow and fluffy. Pour in the oil, milk, sour cream, vanilla, then whisk again until all the wet ingredients are combined.

Dry ingredients being added to a mixing bowl of wet ingredients for a loaf cake.

Step 2: In the same bowl, pour in the dry ingredients and fold in with a spatula until the flour is almost entirely combined.

Chocolate chips added to a mixing bowl.

Step 3: Add in the chocolate chips, then continue to fold in until fully incorporated. Meanwhile, preheat the oven to 350º.

Chocolate chip loaf cake batter in a loaf pan.

Step 4: Pour into a greased and lined loaf pan and bake in a 350º oven for 55 minutes.

Chocolate Chip Loaf Cake FAQs

How do I store leftover chocolate chip loaf cake? Would this be good in the freezer?

This loaf will stay on the countertop in a tightly sealed container for up to 3-4 days.

I also suggest adding a loaf to the freezer for a day where you just don't feel like being in the kitchen. Be sure to label the freezer batch for the date in which this was baked, and it will be good for up to two months in the freezer.

Here are other super delicious loaf cake recipes:

  • a loaf of chocolate chip banana bread with scattered chocolate chips.
    Fluffy Moist Chocolate Chip Banana Bread (ONE BOWL!)
  • inside of a blood orange poppy seed loaf cake on a cooling rack
    Incredibly Tasty (and EASY!) Orange Poppy Seed Loaf
  • a stack of slices of a lemon blueberry bread
    How to Make the Best Lemon Blueberry Bread
  • five slices of a lemon poppy seed bread
    Best Ever Lemon Poppy Seed Bread

Did you love this recipe? ⭐️⭐️⭐️⭐️⭐️ If you're just as in love with this recipe as I am, please share a comment below and rate it! Better yet, share this recipe with family and friends!! Thank you!

Easy Moist Chocolate Chip Loaf Cake Recipe

Morgan Peaceman
This easy moist chocolate chip loaf cake is simple, moist... a one bowl cake in a loaf form. Plus, it's grain free with a secret ingredient!
5 from 2 votes
Print Recipe Pin Recipe
Prep Time 10 minutes mins
Cook Time 55 minutes mins
Total Time 1 hour hr 5 minutes mins
Course Breakfast
Cuisine American
Servings 10 slices
Calories 436 kcal

Equipment

  • 1 large mixing bowl
  • 1 loaf pan
  • 1 whisk
  • 1 spatula
  • measuring spoons and cups
  • parchment paper

Ingredients
  

  • 256 grams paleo baking flour 2 cups
  • 1 ½ teaspoon baking powder
  • 150 grams cane sugar ¾ cup
  • 2 large eggs room temperature
  • ½ cup half and half
  • ¼ cup oil
  • ⅓ cup sour cream
  • 1 tablespoon vanilla extract or paste
  • 1 ½ cups chocolate chips or baking discs.

Instructions
 

  • In a large mixing bowl, whisk together the eggs and sugar until light yellow and fluffy.
    150 grams cane sugar, 2 large eggs
  • Pour in the oil, milk, sour cream, vanilla, then whisk again until all the wet ingredients are combined.
    ½ cup half and half, ¼ cup oil, ⅓ cup sour cream, 1 tablespoon vanilla extract or paste
  • In the same bowl, pour in the dry ingredients and fold in with a spatula until the flour is almost entirely combined.
    1 ½ teaspoon baking powder, 256 grams paleo baking flour
  • Add in the chocolate chips, then continue to fold in untilfully incorporated. Meanwhile, preheat the oven to 350º.
    1 ½ cups chocolate chips or baking discs.
  • Pour into a greased and lined loaf pan and bake in a 350º oven for 55 minutes. Let cool for 20 minutes before slicing and serving.

Notes

Sprinkle a little demerara sugar on top of the loaf for a little added crunch and sweetness.

Nutrition

Calories: 436kcalCarbohydrates: 39gProtein: 7gFat: 30gSaturated Fat: 8gPolyunsaturated Fat: 2gMonounsaturated Fat: 5gTrans Fat: 0.03gCholesterol: 46mgSodium: 88mgPotassium: 119mgFiber: 3gSugar: 32gVitamin A: 145IUVitamin C: 0.2mgCalcium: 135mgIron: 1mg
Tried this recipe?Let us know how it was!

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    Recipe Rating




  1. Renee says

    March 03, 2024 at 4:16 am

    5 stars
    I had a brunch I was going to last weekend and decided I wanted to make a chocolate cake or loaf to bring. This was so moist and delicious. I ended up making it with all purpose flour cause that’s what I had, and it came out just as tasty. Loved this recipe!

    Reply
  2. Sheila says

    December 11, 2023 at 11:15 pm

    5 stars
    This loaf cake is so delicious! It's a pretty standard recipe that doesn't require much extra ingredient other than what I have on hand already. It did not last long with three hungry teenagers around. Will be making this again!

    Reply

Hey, I'm Morgan

I'm a huge foodie and it is my mission to make mealtime way less hectic. On this site you'll find easy and accessible family friendly recipes that are perfect for weeknights, weekends, and meal prep!

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